Super is to provide you with an income in retirement and is a long-term investment.
Government restrictions mean most people can only access their super when they retire. See the factsheet - Accessing your super to learn more.
But sometimes the unexpected happens and you might need it on compassionate grounds or because of severe financial hardship.
From age 55, you can also access some of your super while you're working with a transition to retirement strategy. This strategy may help you grow your super and reduce your income tax or work less hours.